Credit Risk Analyst

October 18, 2020

Credit Risk Analyst

Name of Employer: Total

Job Title: Creditt Risk Analyst

Contract Type: Full-time

Job Location: South Africa


Job Description: 

The Finance Credit Risk Management team seeks to urgently appoint an experience Credit Risk Analyst!


Job Requirements:

Finance
Sales


Key Responsibilites:

Controlling:
Performing risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial statements).
Performing risk assessments on existing customers in line with the Credit Risk policy and procedure.
E nsuring all major credit limit queries are resolved prior to the review being submitted to Credit Risk Manager for approval.
Evaluating and propose security to be offered by client.
Preparing credit recommendations on risk assessments performed, according to the specified format.
Communicating credit limit review decisions to the Sales Team.
Be a trusted advisor to customers and internal stakeholders in terms of credit risk processes and advice when necessary.

Reporting:
Extract a report to reflect compliance to Credit limit approvals and provide this on an agreed period to the Credit Risk Manager.
Assist with preparation of provision and WCR reporting calculation when required
Assist with preparation of net overdue after provision and credit limit report on a monthly basis.
Assist with preparation of Credit Committee presentation.
Assist with quarterly reports Accounts Receivables prepares for General Accounting.

Business developments
Implement and maintain a credit risk watch list.
Implement improvements on the credit vetting process.
Assist Auditors on all requirements (for internal and external auditors).
Build long-term relationships with the Sales Team and team player.
Maintain a good relationship with our Credit Insurers, Banks and other institutions that provide Guarantees to TSA’s customers.
Ensure that Customer files are updated and kept up to date with the required documentation for the approval of accounts and limits.


Desired Expertise and Skills:

Deciding and Initiating Action,
Adhering to Principles and Values
Analysing, Planning & Organising
High performance - meeting and exceeding Customer expectations
English is the working language


How To Apply

Apply Online!